Accounts

What account is in my best interest?
When you trust your money to a bank, you want to be sure it's in the account that's right for you. One that gives you the most for what you need. At First State Bank of Ashby you'll find the accounts that have your best interests at heart.

Regular Checking

Requirements:

  • Minimum balance to open - $50

Benefits:

  • No monthly service charge
  • Unlimited check writing
  • Monthly statements

Cost:

  • Free

 

Business Checking

Requirements:

  • Minimum balance to open - $50.00

Benefits:

  • Unlimited check writing
  • Monthly statements

Cost:

  • $4 to $12 monthly service charge based on activity

 

Now Account

Requirements:

  • Minimum balance to open - $1,000

Benefits:

  • Account pays interest on your balance and provides easy access to your money.  (Please call or stop in for current rate information)
  • No monthly service charge.

Cost:

  • $5/month service charge if the account balance falls below the $1,000.00 minimum

 

Regular Savings

Requirements:

  • Minimum balance to open - $10

Benefits:

  • Account pays interest on your balance and provides easy access to your money.  (Please call or stop in for current rate information)
  • No monthly charge.

Cost:

  • Free

 

Money Market Savings

Requirements:

  • Minimum balance to open - $2,500

Benefits:

  • Account pays interest on your balance and provides easy access to your money.  (Please call or stop in for current rate information)
  • No monthly charge.

Cost:

  • $10/month service charge if the account balance falls below the $2,500 minimum

 

Certificate of Deposit (CD)

Requirements:

  • Minimum balance to open - $500

Benefits:

  • Account pays interest on your balance (Please call or stop in for current rate information)
  • No monthly charge.

Cost:

  • Free (penalty for early withdrawal)

 

Individual Retirement Account (IRA)

Requirements:

  • Minimum balance to open - $250

Benefits:

  • Tax advantages
  • Account pays interest on your balance (Please call or stop in for current rate information)
  • No monthly charge.

Cost:

  • Free ($25 fee for IRA transfer)

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